Really need a no doc loan at a VERY low loan to value ratio. I’m in NJ and can’t find any? *Thoughts??? Colin Robertson November 28, 2016 at 4:10 pm – George, As I’ve told others, non-QM lenders seem to be the only game in town for stuff like this. Jmac December 23, 2016 at 10:35 am –
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The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased. No DSCR Ratio. New – April 2017 – No Ratio Loans offer real estate investors simplified financing options for taking advantage of the value of the property not by the DSCR of the property.
The no income no asset loan is really a unique hybrid of a stated income and no ratio loan. Also known as a NINA mortgage, this program is best suited for a borrower who wants to get a mortgage loan without verifying his income or assets.
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