refinance double wides with land

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The FHA only provides mortgages for homes on permanent foundations. If you’re purchasing a new double-wide manufactured home, meeting this criteria is not difficult. Your contractor must follow the guidelines when designing the foundation, but they are similar to those for site-built foundations.

The maximum terms for manufactured home loans are: 20 years and 32 days for a single-wide unit or a combination single-wide unit and lot; 23 years and 32 days for a double-wide unit only; 25 years and 32 days for a double-wide unit and lot; and 15 years and 32 days for a lot only on which to place a manufactured home you already own.

Nationwide mobile home refinancing single Wide, Double Wide, Triple Wide Modular, Manufactured or Mobile Homes. Nationwide Mobile Home Refinancing Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA, land. Modular.

Loan-to-Value Ratio is calculated by dividing the sum of the home, land, and land improvements minus the down payment, trade-in allowance, and other credits by the sum of the value of the home, land, and land improvements.; Credit Score Requirements – No minimum credit score required for most states. . equity loan programs are available for applicants scoring less than 575 with a minimum 35%.

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A lot of that was driven by Wall Street, which packaged subprime and other loans into exotic financial instruments. Most of them owned their own single- or double-wides, but they had to pay $320.

2 Do Double Wide Mobile Homes on a. Lenders don’t mind extending long-term mortgage loans on land and homes permanently affixed to the land because they’re real property.. Lenders do offer.

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Double Wide loans double wide mobile home loans, and double wide mobile home refinancing. Refinance your double wide mobile home today. Double wide mobile home loans rates are at all-time lows, it’s a great time to refinance your mobile home loan. Get lower monthly payments or a lower interest rate that will shorten the life of your loan.

While there are many rules for FHA modular and manufactured home loans, Cascade is an expert in making sure homes are FHA compliant. We understand every case is different, and throughout our history of offering FHA modular and manufactured home loans, we have worked with all sorts of borrowers.

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